Louisville schemed a nearly flawless game to torment the Hurricanes.
The Cardinals scored on their first two drives, showing Miami's defense looks it hadn't seen all season, safety Zechariah Poyser said.
"They had a great plan," Poyser said. "They came up with stuff we hadn't seen and we had to adjust to. We weren't prepared for it."
The early 14-0 deficit combined with a Louisville defensive game plan aimed at stuffing the run and forcing Beck to make quick throws frustrated the Miami offense too.