The Harvards are in a tizzy. Why are the Harvards in a tizzy, Ben? Glad you asked!
The Harvards are in a tizzy because of Obamacare. Official Harvard has informed its "employees" that their health care costs are going UP partly as a result of Obamacare. The professoriat, among whom are those who have recommended and advised for years Obamacare or national plans very similar, are outraged, and are saying folk are going to put off going to the physic until they're really sick. It's a "tax on the sick" one of them said.
The undersigned was and is a supporter of Obamacare but he ain't got it. I have no health insurance. Too rich for my blood. Obamacare is meant to lower the national costs (or lessen the increases, better put) of health care. It does that (and it has done that) by requiring health insurance of everyone, thus spreading the insurance risk and lowering the premiums of all on average. It aims not to tax the sick by providing subsistence to the poorer who had no health insurance before. On average it has worked and millions of poorer Americans who didn't have insurance now have it and can afford to go to doctors to prevent them from getting sicker.
But somebody's gotta pay for all that and those somebodies are the non-poor like the Harvard professoriate, employers, the middle class, and moi. I don't qualify for Obamacare assistance, I, like the Harvards, am in the middle class. Unlike the Harvards I ain't got no employer but my own self so no The Man to subsidize me either. No The Man and no Big Brother=$500+ per month to buy health insurance in the marketplace plus, between co-pays and deductibles, a few thousand dollars more before insurance benefits me. So guess what? Haven't been to the doc in over five years. Not going until I really need it, until I'm really sick and will have to pay for it out of my own self's wallet.
The penalty under Obamacare, even when it's at it most financially painful, is (I think this is right) 1% of annual income and the penalty is annual. For the Obamacare penalty to act as spur to purchase health insurance a person would have to be WAY out of the middle class, would have to be rich by my lights and I ain't rich neither. I'm hopin' I can avoid the physic until I reach Medicare/Medicaid age. That's my healthcare plan.
The Harvards are in a tizzy because of Obamacare. Official Harvard has informed its "employees" that their health care costs are going UP partly as a result of Obamacare. The professoriat, among whom are those who have recommended and advised for years Obamacare or national plans very similar, are outraged, and are saying folk are going to put off going to the physic until they're really sick. It's a "tax on the sick" one of them said.
The undersigned was and is a supporter of Obamacare but he ain't got it. I have no health insurance. Too rich for my blood. Obamacare is meant to lower the national costs (or lessen the increases, better put) of health care. It does that (and it has done that) by requiring health insurance of everyone, thus spreading the insurance risk and lowering the premiums of all on average. It aims not to tax the sick by providing subsistence to the poorer who had no health insurance before. On average it has worked and millions of poorer Americans who didn't have insurance now have it and can afford to go to doctors to prevent them from getting sicker.
But somebody's gotta pay for all that and those somebodies are the non-poor like the Harvard professoriate, employers, the middle class, and moi. I don't qualify for Obamacare assistance, I, like the Harvards, am in the middle class. Unlike the Harvards I ain't got no employer but my own self so no The Man to subsidize me either. No The Man and no Big Brother=$500+ per month to buy health insurance in the marketplace plus, between co-pays and deductibles, a few thousand dollars more before insurance benefits me. So guess what? Haven't been to the doc in over five years. Not going until I really need it, until I'm really sick and will have to pay for it out of my own self's wallet.
The penalty under Obamacare, even when it's at it most financially painful, is (I think this is right) 1% of annual income and the penalty is annual. For the Obamacare penalty to act as spur to purchase health insurance a person would have to be WAY out of the middle class, would have to be rich by my lights and I ain't rich neither. I'm hopin' I can avoid the physic until I reach Medicare/Medicaid age. That's my healthcare plan.
